Privacy Policy
How WorldFins collects, uses, and protects your personal information.
1. Introduction
WorldFins ("we", "our", or "us") operates the website worldfins.com (the "Site"). We are committed to protecting your personal data and respecting your privacy in accordance with applicable data protection legislation, including the General Data Protection Regulation (GDPR) where applicable.
This Privacy Policy explains what personal data we collect, why we collect it, how we use it, and your rights in relation to that data. By using our Site, you acknowledge that you have read and understood this policy.
2. Data We Collect
We collect only the minimum data necessary to operate and improve our educational service. Specifically, we may collect:
- Contact form data: When you submit our contact form, we collect your name, email address, and the content of your message.
- Technical data: We collect standard server log data including IP addresses, browser type and version, operating system, referring URLs, and pages visited. This data is used for security and analytical purposes only.
- Cookie data: We use cookies as described in our Cookie Policy. Your cookie preferences are stored locally in your browser.
We do not collect payment information, financial details, or sensitive personal data of any kind. We do not operate user accounts or registration systems.
3. How We Use Your Data
We use the personal data we collect solely for the following purposes:
- To respond to your enquiries submitted via our contact form.
- To monitor and maintain the security and performance of our Site.
- To improve the quality and relevance of our educational content.
- To comply with legal obligations.
We do not use your data for marketing, profiling, automated decision-making, or any commercial purpose. We do not sell your data to any third party.
4. Legal Basis for Processing
Where GDPR or equivalent legislation applies, we process your personal data on the following legal bases:
- Legitimate interests: Processing server log data for security and site improvement purposes.
- Performance of a contract or pre-contractual steps: Processing contact form submissions to respond to your enquiry.
- Consent: Use of non-essential cookies, where your consent has been obtained via our cookie banner.
- Legal obligation: Where processing is required by applicable law.
5. Data Sharing and Transfers
We do not sell, rent, or share your personal data with third parties for their own commercial purposes. We may share data only in the following limited circumstances:
- Service providers: We may use trusted third-party providers (such as web hosting and email services) who process data strictly on our behalf and under our instruction, subject to appropriate data processing agreements.
- Legal requirements: We may disclose data where required by law, court order, or lawful request from a competent authority.
Where data is transferred outside the European Economic Area (EEA), we ensure that appropriate safeguards are in place in accordance with GDPR requirements.
6. Cookies
We use cookies to improve your browsing experience and to understand how our Site is used. For full details of the cookies we use, please see our Cookie Policy. You can manage your cookie preferences at any time via the cookie banner on our Site or your browser settings.
7. Data Retention
We retain personal data only for as long as is necessary for the purpose for which it was collected:
- Contact form data is retained for up to 12 months after our final correspondence, then securely deleted.
- Server log data is retained for up to 90 days for security and diagnostic purposes.
- Cookie preferences stored in your browser persist until you clear them or withdraw consent.
8. Your Rights
Depending on your location and applicable law, you may have the following rights regarding your personal data:
- Right of access: To request a copy of the personal data we hold about you.
- Right to rectification: To request correction of inaccurate or incomplete data.
- Right to erasure: To request deletion of your personal data ("right to be forgotten").
- Right to restrict processing: To request that we limit how we use your data.
- Right to object: To object to processing based on legitimate interests.
- Right to data portability: To receive your data in a structured, machine-readable format.
- Right to withdraw consent: Where processing is based on consent, to withdraw that consent at any time.
To exercise any of these rights, please contact us at info@worldfins.com. We will respond within 30 days. You also have the right to lodge a complaint with your local supervisory authority.
9. Security
We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, disclosure, alteration, or destruction. These measures include the use of encrypted connections (HTTPS) and access controls on our systems. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
10. Third-Party Links
Our Site may contain links to third-party websites for educational or reference purposes. We are not responsible for the privacy practices or content of those websites. We recommend reviewing the privacy policy of any external site you visit.
11. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will publish the updated policy on this page with a revised "last updated" date. We encourage you to review this policy periodically. Continued use of the Site after any changes constitutes acceptance of the revised policy.
12. Contact
If you have any questions about this Privacy Policy or how we handle your data, please contact us:
- Email: info@worldfins.com
- Website: worldfins.com